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Foreclosure Capital of the U.S:  Stockton, California

I've got a friend who lives in this central valley town on the out skirts of the enormous Bay Area. Stockton, a city that burns up when San Francisco is covered in fog, is now the foreclosure capital of the US. Yes, Stockton, CA is the place with the most foreclosures in all fifty states.

When it's all said and done, whether it's the Internet boom and ensuing bust, to a simple gambler looking back on his sports bets, it seems like you're always asking why didn't I see it coming or what was I thinking?

Everyone tries to make easy money, and there's really no such thing. I think you earn luck. You've got to put in the work and that means research, saving money, making sure you're credit is in order, that way, when there's an opportunity, like there is now in real estate, with all of these foreclosures, you can grab a piece of the pie.

A town in central California has become ground zero in the wave of foreclosures plaguing the US housing market in the wake of the sub-prime lending crisis.

With a population of nearly 300,000, Stockton has acquired the unfortunate distinction of having the highest foreclosure rate of any US city, with one in 27 households left counting the cost of the credit crunch, according to Realtytrac, an online marketplace for foreclosure sales.


But the real question is, are there some diamonds in the rough? Are there properties on the cusp of foreclosure that are worth scooping up in Stockton?

But the best thing about Stockton is a band that formed there - Pavement. They're worth a listen.

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